Commercial – Commercial Auto Insurance

Your business relies on your vehicles. You need coverage you can rely on.

You work hard every day to make sure your business runs smoothly. And your company’s vehicles are a critical part of your success. Whether it’s one vehicle or a fleet, make sure it’s adequately protected. The Roger W. Dwyer Agency offers affordable Business Auto Insurance that can help protect your assets and minimize downtime.

Business vehicles need unique protection.

When using a vehicle for business, you face different protection concerns than other drivers. That’s why Roger W. Dwyer’s Business Auto Insurance provides more comprehensive protection for your business than a personal auto policy. Typically, it can provide coverage if:

  • You or an employee driving one of your vehicles injures someone or damages their property
  • Bodily injury or property damage occurs while you’re unloading items from your vehicle
  • General contractors or owners ask to be an additional insured on projects
  • Your employee drives their own vehicle for your business and injures someone or damages their property

Get business insurance from an Agency that understand your business.


Roger Dwyer can help you find a policy that fits both your business and your budget. By working with the Roger W. Dwyer Agency you will experience:

  • Convenient location and staff who can help you identify your insurance needs
  • Claims settled promptly, fairly and efficiently
  • Money-saving discounts and special rates
  • 40 years of business insurance experience

Protection that works for you.

Below is a summary of the standard coverage you get with an Business Auto policy from the Roger W. Dwyer Agency. At the Roger W. Dwyer Agency, you can choose from a number of specific coverages ­ each with its own coverage limit

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Heavy-duty protection.

Every business has different vehicle protection needs. That’s why you have several options for add-on coverages. These include:

Non-owned auto
Provides liability coverage for vehicles you do not own when they are used by others in your business.

Hired auto
Provides liability coverage for those vehicles you lease, hire, rent or borrow for business use.

Additional insured
Provides liability protection for other entities you may work for or lease vehicles from.

Audio visual and data electronic equipment
Provides coverage for permanently installed communications equipment.

Rental reimbursement
Provides reimbursement for the cost of leasing a replacement vehicle if your vehicle is being repaired as a result of a covered loss.

Drive other car
Provides coverage to the insured and specified individuals in your business for vehicles rented, hired or borrowed by those individuals.

Towing and labor costs
Provides coverage for necessary towing charges, up to the dollar amount shown on your commercial auto policy, should your commercial private passenger vehicle become disabled.

Roger W. Dwyer can help you meet your business insurance needs.

When you’re helping protect your business vehicles, don’t forget about the rest of your business. Roger W. Dwyer Agency offers coverage for many of your other business insurance needs such as buildings, contents and liability exposures. Ask Roger Dwyer for more details.

You take your business personally. So do we.
Running a business doesn’t end at 5 p.m. That’s why Roger W. Dwyer is here for you when you need us. We offer 24-hour claim service ­ just call us at (845) 562-1664, It’s that easy!

The convenience of having one Agent.
Because time spent dealing with multiple insurance companies could be time spent building your business, why not bring everything together with one agent? Give Roger W. Dwyer a call today at (845) 562-1664 to get started. It’s a simple way to take care of business every day.

Get a Quick Quote today!